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           The Most Affordable Accident Coverage

Covers Eligible
Medical Expenses for:

  •    Ambulance
  •    Emergency
  •    Dental Treatment
  •    Hospital Stays
  •    Doctor Visits

Plan Includes

  • Consult-A Doctor
  • 24/7 Medical Consultation by Phone or Email
  • Prescription Drug Card
  • Accidental Death Insurance

Simple & affordable

Choose a protection upgrade plan:

2,500 Option
Member Only: $29.95/mo
Member + Family: $39.95/mo

$5,000 Option
Member Only: $42.75/mo
Member + Family: $49.75/mo

$7,500 Option
Member Only: $49.75/mo
Member + Family: $69.75/mo

$10,000 Option
Member Only: $58.75/mo
Member + Family: $82.75/mo
accident insurance buy button


accident insurance Cost on Broken Arm $2500
What is Accident Insurance?

By purchasing accident insurance, people can cover their high health insurance deductible thus providing more financial security. Accident insurance policies have payouts which vary, depending on the coverage purchased.

Accident Insurance offers affordable coverage for eligible medical expenses like ambulance, ER, X-rays, hospital stays, doctor visits and prescriptions, if you are injured in an accident.

You could have an accident at any moment - while driving to work, doing chores around the house, exercising, or just playing with the kids. Accident Medical Insurance provides benefits for medical treatment if you're injured in an accident.

What is an accident?

A sudden event which results in an Injury.

Bodily injury, due to an accident which:

  • Results directly and independently of disease, bodily infirmity or other causes.
  • Solely, directly and independently of all other causes results in medical expense.
  • Occurs after the effective date of the Covered Person's coverage under this Certificate, and
  • Occurs while this Certificate is in force.


What is an injury?
\

    Bodily injury due to an Accident which:

  • Results directly and independently of disease, bodily infirmity or other causes.
  • Solely, directly and independently of all other causes results in medical expense.
  • Occurs after the effective date of the Covered Person's coverage under this Accident Insurance Certificate, and
  • Occurs while this Accident Insurance Certificate is in force.


Who is the insurance company offering this plan?

Guarantee Trust Life Insurance Company, a 72 year old Insurance Company is offering this Accident Insurance Policy.

What's the catch? Why is this plan so cheap?

There is no catch, but keep in mind that this is not a major medical health insurance plan. This Accident Insurance plan helps cover medical costs associated with the treatment of injuries that result from accidents. This Accident Insurance is an ideal supplement to a high deductible major medical health insurance policy.

What types of medical expenses are eligible under this Accident Insurance plan?
  • Hospital room and board, and general nursing care, up to the semi-private room rate.
  • Doctor's fees for surgery.
  • Hospital Emergency care.
  • X-ray and lab services
  • Rx drug expense
  • Dental treatment for Injury to Sound Natural Teeth.
  • Registered nurse expense.
  • Hospital miscellaneous expense during Hospital confinement or for outpatient surgery under general anesthetic, such as the cost of operating room, lab tests, x-ray exams, anesthesia, drugs (excluding take home drugs) or medicines, therapeutic services and supplies.

Eligible expenses are subject to the plan limits, terms and conditions within the policy.
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